The Tribute Cover Plan pays out cash to the nominated beneficiary to enable them put up a memorial in the form of a tombstone for the policy holder and his/her spouse upon their death. The plan can be taken for an individual policy holder or the policy holder and his/her spouse.

This benefit can be accessed from 3 month after the death of the policy holder or his/her spouse for purposes of installing a tombstone.

POLICY HOLDER AND SPOUSE RATES

Level of Cover Premium
Under 65 Years Over 65 Years
     
E20,000.00 E66.00 N/A
E30,000.00 E100.00 N/A
E40,000.00 E130.00 N/A
E50,000.00 E165.00 N/A
 

WHO IS COVERED?

  • The main policy holder (Member),
  • His or her spouse,

INDIVIDUAL COVER RATES

Level of Cover Premium
Under 65 Years Over 65 Years
     
E20,000.00 E45.00 N/A
E30,000.00 E65.00 N/A
E40,000.00 E90.00 N/A
E50,000.00 E110.00 N/A
 

WHO IS COVERED?

  • The main policy holder (Member),

There is a 12 month waiting period for the product. This means the product will not cover death that is due to natural causes if it occurs within the first 12 months from inception. Group schemes enjoy a waiting period of 6 months.

Death that is due to an accident is covered immediately after payment of the first premium.

Claims take 2 hours to process

Should Dups Direct Insurance not receive any payments for a period of 12 (twelve) consecutive months, the relevant policy will be cancelled. However, if premiums are not received for a shorter period, there shall be a waiting period of 3 (three) months following the settlement of all arrear premiums.

  • The processing of a claim takes 2 hours after receipt of all the necessary documentation.
  • We require the following documentation to do a claim:
    • A copy of an identity document for the claimant,
    • A copy of an identity document for the deceased,
    • A copy of a death certificate,
    • A letter confirming the presence of body from the undertaker where the body remains of the deceased were kept.
    • A copy of a marriage, in the case of a spouse,
  • All copies of original documents must be certified.

Benefits

  • Other benefits from Dups Funeral Home