The Homelink Cover Plan assists in providing a cash payout upon the death of a covered individual, including the policy holder and his/her family member dependents. There is an option to take the product as an individual or family cover. The product covers foreign nationals who are resident in Swaziland as well as Swazis who are resident in other countries.

The cash payout from the product will assist with costs of repatriating body remains of the deceased into Swaziland, and the costs of repatriating to anywhere in the world. It is up to the deceased’s family to decide the form in which they prefer to repatriate the remains, and this is not linked to the payout.

Partnership with our sister company, Dups Funeral Home and Undertakers, which has vast experience in similar tasks, guarantees our clients of a greater amount of support and peace of mind during hard times.

FAMILY COVER RATES

Level of Cover Premium
Under 65 Years Over 65 Years
     
E30,000.00 E114.00 N/A
E40,000.00 E152.00 N/A
E50,000.00 E190.00 N/A
 

WHO IS COVERED?

  • The main policy holder (Member),
  • His or her spouse,
  • Biological, adopted and step children who are not older than 22 years,
  • Biological, adopted and step children who are older than 22 years but not older than 26 if they are studying full time in a registered institution and unmarried,
  • Children who are physically or mentally disabled to the extent of being fully dependant on the policy holder, without a limit on the age,
  • Parents and parents in-law can be added at individual rates applicable, as per table 2 rates.

INDIVIDUAL COVER RATES

Level of Cover Premium
Under 65 Years Over 65 Years
     
E30,000.00 E55.00 N/A
E40,000.00 E75.00 N/A
E50,000.00 E95.00 N/A
 

WHO IS COVERED?

  • The main policy holder (Member),

There is a 12 month waiting period for the product. This means the product will not cover death that is due to natural causes if it occurs within the first 12 months from inception.

Death that is due to an accident is covered immediately after payment of the first premium.

Claims take 2 hours to process

Should Dups Direct Insurance not receive any payments for a period of 12 (twelve) consecutive months, the relevant policy will be cancelled. However, if premiums are not received for a shorter period, there shall be a waiting period of 3 (three) months following the settlement of all arrear premiums.

  • The processing of a claim takes 2 hours after receipt of all the necessary documentation.
  • We require the following documentation to do a claim:
    • A copy of an identity document for the claimant,
    • A copy of an identity document for the deceased,
    • A copy of a death certificate,
    • A letter confirming the presence of body from the undertaker where the body remains of the deceased were kept.
    • A copy of a marriage, in the case of a spouse,
    • A copy of a birth certificate, which needs to show the policy holder as a parent, in the case of a child.
  • All copies of original documents must be certified.

Benefits

  • Collection of body remains from anywhere within the borders of the kingdom of Swaziland, the deceased should be 14 years of age or older, at No Added Cost,
  • 14 days storage at No Added Cost,
  • Document preparation at No Added Cost